Tuition and Financial Aid

Garden School is an independent, not-for-profit institution whose operating expenses are covered solely through tuition, contributions, and our auxiliary programs.

The school is committed to offering an excellent academic choice while remaining a realistic option for New York families. Consequently, our annual tuition remains one of the lowest among New York independent schools.

In addition, our lunch, transportation and extended day programs, offered as extras, address the practical concerns of many families.

Tuition for the 2016/17 Academic Year

The 2016-2017 tuition has been set by the Board of Trustees.

(See also Part-time pricing options for nursery)

Grade 1$17,250
Grade 2$17,250
Grade 3$17,250
Grade 4$17,250
Grade 5$17,250
Grade 6$17,250
Grade 7$17,250
Grade 8$17,250
Grade 9$17,250
Grade 10$17,250
Grade 11$17,450*
Grade 12$17,650**

Note: There is a $500.00 discount per sibling after the first child.

* includes Junior Fee

**includes Senior Fee

Deposit and Payment Plans

A $1,000.00 deposit is paid with all signed Enrollment Agreements in order to secure a student’s place at Garden School. This deposit is deducted from the tuition balance.

There are three payment plans offered to pay annual tuition:

  • Single Payment (one lump sum) due July 1 – $150 discount
  • Four Equal Payments on or before July 1, September 1, November 1, and February 1 of the above school year
  • Eleven Monthly Payments due on the first of each month beginning on July 1 with all payments completed by May 1, 2017. A 5% service charge, computed on the balance after the deposit, will be applied on or before July 1, September 1, November 1, and February 1 of the above school year.
  • All payments can be made with cash, check and via Paypal. MasterCard and Visa are also accepted with a 2% service fee.

    In addition to keeping tuition low, Garden offers two types of tuition assistance, need-based financial aid and the Merit Scholarship Program.

    Financial Aid

    Garden School offers a limited amount of need-based financial aid to families who demonstrate need and submit all necessary paperwork completed and on time. Families must reapply for financial aid each year in order to demonstrate continued need. Any delay with the request form or documents can affect the award amount.

    Decisions are made by the Financial Aid Committee and are based on each family’s demonstrated and documented need. To be considered for need-based financial aid, new families must have completed and submitted an Enrollment Application, including supporting paperwork and application fee. New families must also submit a complete Financial Aid Application, including all up-to-date supporting tax documents, as they are applying to the school by downloading and completing the Financial Aid Request Form.

    The Financial Aid Committee will review both new and returning family financial aid applications on a semi-monthly basis beginning in February. Applications should be completed and returned to the Business Office by February 1, with a copy of your 2015 tax return and a completed IRS Form 4506 allowing Garden School to access an “official” copy of your return, for possible clarifications. Incomplete applications will not be considered. Families should file their 2015 taxes as soon as possible in order to have accurate and current information available. All applications and financial information will be kept confidential.

    Returning families receive Enrollment Agreements in January. If you intend to apply or reapply for tuition assistance, it is not necessary to sign the full tuition Enrollment Agreement. However, financial aid decisions will be made on an ongoing basis beginning February 1st. Therefore, if unable to apply by February 1, it is critically important that those returning families intending to reenroll and to apply or reapply for tuition assistance inform the school in writing of your intention by February 1 at the latest.

    Returning families seeking tuition assistance must return their completed applications by March 15th. The later your application is received, the less tuition assistance is available. Applicants will be notified on an ongoing basis by mail beginning February and a new enrollment agreement will be sent reflecting the amount of the award and the adjusted tuition. Awards cannot be guaranteed on Enrollment Agreements that are returned after the “Return by” date or without a deposit.

    For new families, an enrollment agreement will be sent reflecting the amount of the award and the adjusted tuition. Families are required to sign and return one copy of the agreement by the “Return by” date along with the non-refundable $1,000 deposit as stated on the Enrollment Agreement in order to retain their award. Only Enrollment Agreements accompanied by the deposit will be accepted.

    Merit Scholarship Program

    In addition to applying to financial aid, families with students applying for grades 6-11, are also encouraged to register for the annual Merit Scholarship Exam, typically scheduled for the first Saturday in December. The Merit Scholarship Program was started over twenty years ago in order to attract high-performing and well-rounded students to the school.

    Families must register for this Exam and based on exam scores, potential candidates are invited to interview and school records are reviewed. A Merit Scholarship, typically ranging from 25% to 100% of tuition, is awarded for a student’s entire time at Garden. However, Merit Scholars must maintain specific academic and social criteria in order to maintain Merit Scholarship awards.

    New and current families who are taking the Exam and who have not received a Merit Scholarship in the past may apply for need-based tuition assistance at any time. If a Scholarship is awarded and accepted, their tuition assistance application will no longer be considered. Typically, Merit Scholars are not also eligible for need-based financial assistance. If they are not awarded a Scholarship, then their tuition assistance applications will be considered. Families are encouraged not to wait for scholarship decisions and to apply for tuition assistance as soon as possible with up-to-date tax documents.

    More information on the Merit Scholarship Program can be found here and in this Merit Scholarship Explanation 11-15 sheet.

    Bond Endowment Fund

    The Fund is used for programs not supported by tuition, including capital improvements. Other independent schools increase tuition to the levels needed to meet the budget demands. The Bond Endowment Fund helps Garden School keep tuition reasonable.

    All Garden School families in pre-kindergarten and above are required to participate in the Bond Endowment Fund Program by making a one-time contribution of $2,000.00 to the School. These monies are held by Garden School and are refundable upon graduation or separation from the school under certain conditions.

    Garden School_photo by Amelia Holowaty Krales_083 Click here for more information.

    Meal Plan

    Garden School offers a breakfast and a lunch program payable on a daily basis, by the semester or by the year.

    Click Meal Plan 2016-2017 for more information.

    Private Bus Transportation

    For the past seven years, Garden School has owned and operated a fleet of five bus19-passenger, heated and air-conditioned, GMAC school buses to transport students to and from school.

    Our price structure is based on zones and the distance from the school. The exact charge will be determined as routes are set up. The fee for transportation is included on tuition statements and paid in accordance with your current payment plan.

    The buses leave after school at approximately 3:00 pm. There is also a “late bus” at 5:00 pm for students wishing to remain at school for extra help or to participate in sports, music, foundations classes or the general after school program.

    There are a limited number of seats and a significant number of families that express interest in bus transportation. Please contact Ms. Maisano (mmaisano(at) as soon as possible in the Business Office to secure seat(s).